KAPITALNING EKSPONENSIAL O‘SISHI: AN’ANAVIY MOLIYA VA ISLOMIY MOLIYALASHTIRISH MEXANIZMLARINING NAZARIY QIYOSIY TAHLILI
Аннотация
Mazkur tadqiqotda anʼanaviy moliya va Islomiy moliyalashtirish tizimlarida
kapitalning eksponensial oʻsish mexanizmlari nazariy-qiyosiy asosda tahlil qilindi.
Tadqiqot davomida pulning vaqt qiymati, murakkab foiz, foyda va zarar taqsimoti
hamda aktivga asoslangan moliyalashtirish tamoyillarining iqtisodiy mohiyati
oʻrganildi. Kapital oʻsishining matematik modeli ikki tizimda bir xil formulaga
asoslanishi, biroq daromad manbai, risk taqsimoti va real iqtisodiyot bilan bogʻliqligi
jihatidan farqlanishi aniqlandi. Mudoraba, musharaka va sukuk kabi Islomiy moliyaviy
instrumentlarning kapital jamgʻarish imkoniyatlari baholandi. Olingan natijalar
Islomiy moliyalashtirish mexanizmlarining moliyaviy inklyuzivlikni kengaytirish,
investitsiya faolligini ragʻbatlantirish va real sektor bilan bogʻliq moliyaviy
munosabatlarni rivojlantirishdagi ahamiyatini tasdiqladi.
Ключевые слова
kapital oʻsishi, murakkab foiz, Islomiy moliya, mudoraba, musharaka, sukuk, moliyaviy inklyuzivlik, risk taqsimoti.
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