“TIJORAT BANKLARI NING INNOVATSION MARKETING STRATEGIYALARIDAN FOYDALANISH BO‘YICHA XALQARO TAJRIBALAR” (2026) Marketing Jurnali [Preprint], (1). Available at: https://marketingjournal.uz/index.php/mj/article/view/724 (Accessed: 10 April 2026).