Rustamova Ziyoda Anvar qizi
- Marketing-10 son
- 7 янв.
- 1 мин. чтения
RAQAMLI IQTISODIYOT TIZIMIDA MARKAZLASHTIRILMAGAN MOLIYA TIZIMI VOSITALARI
Rustamova Ziyoda Anvar qizi Toshkent davlat iqtisodiyot universiteti Raqamli iqtisodiyot kafedrasi assistenti
Annotatsiya
Ushbu maqola raqamli iqtisodiyot tizimida markazlashtirilmagan moliya tizimi vositalari, xususan, kriptovalyutalarning o‘rni va ahamiyatini tahlil qilishga bag‘ishlangan. Maqolada kriptovalyutalarning iqtisodiy va texnologik asoslari, ularning markazsizlashtirish tamoyillari, blokcheyn texnologiyasining moliyaviy ekotizimga taʼsiri, shuningdek, markazlashtirilmagan moliya (DeFi) tizimining rivojlanish yo‘nalishlari o‘rganiladi. Tadqiqotda kriptovalyutalarning afzalliklari va cheklovlari, ularning xavfsizligi, shaffofligi, tranzaksiyalarni teskari qaytarib bo‘lmasligi hamda davlat va moliyaviy institutlarga qaram emasligi kabi jihatlar batafsil tahlil qilinadi. Shuningdek, maqolada raqamli valyutalarning xalqaro iqtisodiy munosabatlardagi o‘rni, ularni tartibga solish muammolari va kelgusidagi istiqbollari yoritib berilgan.
Kalit so‘zlar: kriptovalyutalar, raqamli iqtisodiyot, markazlashtirilmagan moliya (defi), blokcheyn texnologiyasi, bitcoin, aqlli kontraktlar (smart contracts), moliyaviy innovatsiyalar, markazsizlashtirish, raqamli to‘lov tizimlari, xavfsizlik va shaffoflik.
Abstract
This article is dedicated to analyzing the role and significance of decentralized financial system tools, particularly cryptocurrencies, in the digital economy. The paper examines the economic and technological foundations of cryptocurrencies, their decentralization principles, the impact of blockchain technology on the financial ecosystem, as well as the development directions of the decentralized finance (DeFi) system. The study provides a detailed analysis of the advantages and limitations of cryptocurrencies, including their security, transparency, irreversibility of transactions, and independence from state and financial institutions. Additionally, the article highlights the role of digital currencies in international economic relations, their regulatory challenges, and future prospects.
Keywords: cryptocurrencies, digital economy, decentralized finance (DeFi), blockchain technology, bitcoin, smart contracts, financial innovations, decentralization, digital payment systems, security, transparency.
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