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Ilmiy maqolalar

MOLIYAVIY SAVODXONLIK DARAJASINING KIBERFIRIBGARLIKDAN HIMOYALANISHGA TA’SIRI O‘ZBEKISTON MISOLIDA PEST TAHLILI

Опубликован 2026-06-06

Авторы
Imomov Jamshidxon Odilovich
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Аннотация

Mazkur maqolada Oʻzbekistonda moliyaviy savodxonlik darajasining kiberfiribgarlikdan himoyalanishga taʼsiri PEST tahlili asosida oʻrganildi. Tadqiqotda
plastik karta va mobil toʻlovlardan foydalanish jarayonida yuzaga keladigan siyosiy,
iqtisodiy, ijtimoiy va texnologik omillar tahlil qilindi. Natijalar anʼanaviy moliyaviy
bilimlar bilan bir qatorda raqamli xavfsizlik koʻnikmalari ham fuqarolarning firibgarlik
xavfini kamaytirishda muhim ahamiyatga ega boʻlganini koʻrsatdi. Shuningdek,
banklar, davlat institutlari va foydalanuvchilar oʻrtasidagi hamkorlik moliyaviy
himoya madaniyatini mustahkamlashga xizmat qilgani asoslandi. 

Ключевые слова

moliyaviy savodxonlik, kiber-firibgarlik, PEST tahlili, raqamli xavfsizlik, plastik karta, mobil toʻlovlar.

Библиографические ссылки

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