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No. 5 (2026)
Marketing

Ilmiy maqolalar

MOLIYAVIY SAVODXONLIK DARAJASINING KIBERFIRIBGARLIKDAN HIMOYALANISHGA TA’SIRI O‘ZBEKISTON MISOLIDA PEST TAHLILI

Published 2026-06-06

Authors
Imomov Jamshidxon Odilovich
pdf (Uzbek) Google Scholar Google Scholar

Abstract

Mazkur maqolada Oʻzbekistonda moliyaviy savodxonlik darajasining kiberfiribgarlikdan himoyalanishga taʼsiri PEST tahlili asosida oʻrganildi. Tadqiqotda
plastik karta va mobil toʻlovlardan foydalanish jarayonida yuzaga keladigan siyosiy,
iqtisodiy, ijtimoiy va texnologik omillar tahlil qilindi. Natijalar anʼanaviy moliyaviy
bilimlar bilan bir qatorda raqamli xavfsizlik koʻnikmalari ham fuqarolarning firibgarlik
xavfini kamaytirishda muhim ahamiyatga ega boʻlganini koʻrsatdi. Shuningdek,
banklar, davlat institutlari va foydalanuvchilar oʻrtasidagi hamkorlik moliyaviy
himoya madaniyatini mustahkamlashga xizmat qilgani asoslandi. 

Keywords

moliyaviy savodxonlik, kiber-firibgarlik, PEST tahlili, raqamli xavfsizlik, plastik karta, mobil toʻlovlar.

References

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