Asosiy navigatsiya menyusiga o'tish Asosiy kontentga o'tish Sayt quyi qismiga (futer) o'tish

O‘ZBEKISTON AHOLISI MOLIYAVIY XULQIYATINING XULQIY ASPEKTLARI: EMPIRIK TAHLILI VA XALQARO MONTAJ.

Tashkilotlar
a t.f.n., dotsent, TADU
b Tarix fanlari nomzodi, TATU dotsenti

Annotatsiya

Maqolada O‘zbekiston aholisi moliyaviy xulq -atvorining xususiyatlari empirik tadqiqotlar asosida tahlil qilingan. Uy xo‘jaliklarining moliyaviy qarorlariga ta’sir qiluvchi asosiy omillar aniqlangan: moliyaviy savodxonlik darajasi, moliyaviy institutlarga b o‘lgan ishonch, madaniy va xulqiy omillar. Xalqaro tajriba bilan taqqoslash orqali O‘zbekistonga xos va umumiy tendensiyalar aniqlangan. Aholining moliyaviy ongini oshirish bo‘yicha amaliy tavsiyalar ishlab chiqilgan.

Kalit so'zlar

moliyaviy xulq -atvor, aholi, O‘zbekiston, moliyaviy savodxonlik, ishonch, empirik tahlil


Adabiyotlar ro'yxati

  1. Ahunov, M., & Yusupov, T. (2019). Assessment of investment climate in Uzbekistan: institutional perspective. Central Asian Survey, 38(4), 515 –531.
  2. Центральный Банк Республики Узбекистан. (2024). Annual Report. https://cbu.uz/ru/
  3. Dickerson, A. (2022). The conceptual framework of financial shock perception: bridging financial literacy and behavioral biases. Journal of Behavioral Finance, 23(3), 214–230.
  4. EBRD. (2022). Transition Report 2022 -23. European Bank for Reconstruction and Development. https://www.ebrd.com/
  5. Forman, J., & Damschroder, L. (2007). Qualitative Content Analysis. Empirical Methods for Bioethics: A Primer, 11, 39 –62.
  6. Национальный комитет Республики Узбекистан по статистике. (2022). Статистический ежегодник Республики Узбекистан. Tashkent: Goskomstat.
  7. IMF. (2023). Republic of Uzbekistan – Country Report. International Monetary Fund. https://www.imf.org/en/Home
  8. Kahneman, D., Knetsch, J. L., & Thaler, R. (1991). Anomalies: The endowment effect, loss aversion, and status quo bias. Journal of Economic Perspectives, 5(1), 193 –206.
  9. Loewenstein, G. (2000). Emotions in economic theory and economic behavior. The American Economic Review, 90(2), 426 –432.
  10. Lusardi, A., & Mitchell, O. S. (2014). The economic importance of financial literacy: Theory and evidence. Journal of Economic Literature, 52(1), 5 –44.
  11. OECD. (2020). OECD/INFE 2020 International Survey of Adult Financial Literacy. OECD Publishing.
  12. S&P Global FinLit Survey. (2015). Financial literacy around the world.
  13. Thaler, R. H., & Sunstein, C. R. (2008). Nudge: Improving Decisions about Health, Wealth, and Happiness. Yale University Press.
  14. Tversky, A., & Kahneman, D. (1974). Judgment under uncertainty: Heuristics and biases. Science, 185(4157), 1124 –1131.
  15. World Bank. (2020). The Global Findex Database 2020. Washington, DC. https://www.worldbank.org/en/country/uzbekistan

Yuklab olishlar

Yuklab olish ma’lumotlari hali mavjud emas.