SUGʻURTA KOMPANIYALARIDA RISK-BASED MANAGEMENT, ERM VA KOMPLAYENS-NAZORATGA ASOSLANGAN INTEGRATSIYALASHGAN BOSHQARUV KONSEPTSIYASI
Annotatsiya
Ushbu maqolada sug‘urta kompaniyalarida risk-based management, Enterprise
Risk Management va komplayens-nazorat tizimlariga asoslangan integratsiyalashgan
boshqaruv konsepsiyasi tadqiq etildi. Tadqiqotda sug‘urta faoliyatiga xos moliyaviy,
operatsion, regulyator va strategik risklarning o‘zaro bog‘liqligi tahlil qilindi. Mazkur
yondashuvlar yagona boshqaruv arxitekturasi doirasida birlashtirilganda risklarni
aniqlash, baholash va monitoring qilish samaradorligi oshishi asoslandi. Shuningdek,
komplayens-nazoratning normativ talablar bajarilishini ta’minlashdagi o‘rni yoritildi.
Tadqiqot natijalari sug‘urta kompaniyalarida moliyaviy barqarorlikni mustahkamlash,
kapitaldan foydalanish samaradorligini oshirish va boshqaruv qarorlarining sifatini
yaxshilashda integratsiyalashgan model muhim ahamiyatga ega ekanligini ko‘rsatdi.
Kalit so'zlar
sug‘urta kompaniyalari, risk-based management, ERM, komplayens-nazorat, integratsiyalashgan boshqaruv, moliyaviy barqarorlik, riskmenejment, korporativ boshqaruv
Adabiyotlar ro'yxati
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